How to Compare Credit Card Processing Companies
The more you compare credit card processing companies, the better you can negotiate a better rate while meeting the specific payment needs of your business. Answer these questions when considering a provider.
How to Mitigate Credit Card Payment Risks
As a small business owner, you are especially vulnerable to credit card payment threats. You can take several steps to protect yourself from credit card payment risks.
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How You Can Find Business Savings with Your Credit Card Effective Rate
If you run a small or medium-sized business, you know that every business cost you pay directly affects your profit. The more you know where and how to lower costs, the more money you make. One way to keep your monthly costs down is by lowering credit card transaction costs.
How to Report Credit Card Fraud as a Merchant
This article explains types of credit card fraud and provides steps for what to do, as a merchant, if you suspect credit card fraud.
Are your Customers’ Payments Secure?
This article examines why cybersecurity measures are vital to your business and offers ways to better secure your business.
How to Compare Credit Card Processing Companies
The more you compare credit card processing companies, the better you can negotiate a better ... read more
How to Mitigate Credit Card Payment Risks
As a small business owner, you are especially vulnerable to credit card payment threats. You ... read more
Why Have a Processing Fee: The 8 Keys To Making Sense of Our Fees
Processing fees are a standard business practice, but it can be challenging to understand their read more
What Is a Good Credit Card Processing Rate?
Credit card processing rates can be a confusing topic for many business owners. What is a ... read more
How To Calculate Total Credit Card Processing Fees
Finding your effective rate is the first step. First, get your credit card statement. Then ... read more
Tiered Pricing Merchant Accounts for Credit Cards
A bank account allows businesses to accept payments by credit or debit card. The account is set read more
Master Your Credit Card Merchant Account With Flat Rate Pricing
A credit card merchant account is a contract between you and your bank that allows you to ... read more
How You Can Find Business Savings with Your Credit Card Effective Rate
If you run a small or medium-sized business, you know that every business cost you pay directly read more
Average Credit Card Processing Fees in 2022
A credit card transaction fee is a percentage per transaction and a flat fee per transaction. ... read more
What is Interchange-Plus Pricing for Credit Card Processing?
Interchange-plus pricing is a type of credit card processing pricing that helps small business ... read more
How Credit Card Transaction Processing Works
The entire process for credit card processing is a multi-step process between numerous ... read more
How to Report Credit Card Fraud as a Merchant
This article explains types of credit card fraud and provides steps for what to do, as a ... read more
How to Accept Credit Card Payments Without a Merchant Account
A business needs a payment service provider, also known as a third-party payment provider, ... read more
What is a Merchant Account for Businesses?
A merchant account is a bank account that receives electronic transactions such as credit card ... read more
How to Accept Credit Card Payments for Your Small Business
Accepting credit card payments is an excellent way for businesses to increase their revenue. ... read more
How To Accept Credit Card Payments Without a Merchant Account
When starting a new business, it can be challenging to get the finances in order. One of the ... read more
The Benefits of a Virtual Card Terminal
If you're a business owner, then the chances are that you need to accept credit cards. Not only read more
The Complete Guide to Credit Card Processing Laws for Merchants
Credit card processing laws are notoriously difficult to keep up with. Every year, new ... read more
High-Risk Credit Card Processing: What You Need To Know
High-risk credit card processing is not for everyone. If you're looking to take payments on ... read more
Can An ACH Payment Be Reversed? The Rules
Can An ACH Payment Be Reversed? Out of the many forms of payment, the ACH network is a secure ... read more
The ABCs of Understanding Credit Card Processing Fees
Understanding credit card processing fees is as essential as understanding the law of gravity. ... read more
What Card Processors Do: Credit Card Processing 101
Credit card processing is a complicated and confusing process. It can be hard to know where to ... read more
The Comprehensive Guide to Understanding Credit Card Processing Error Codes
Credit card processing is a complicated process that can be difficult to understand, especially read more
A Beginners Guide to Credit Card Gateway
Do you know what a credit card gateway is? If not, don't worry. The article will provide an ... read more
A Complete Guide to B2b Credit Card Processing
B2B Credit Card Processing / How Honoring B2B Payments with Clients Boosts B2B Sales As a ... read more
Can a Business Pass Credit Card Processing Fees to Customers?
Can your business pass the credit card processing fees to customers? When you look at all of ... read more
How To Accept Credit Card Payments On Your Website In 2022
How to Accept Credit Card Payments on Your Website / How Businesses Initiate Online Payment ... read more
ACH vs. Wire Transfer: Which Is More Secure?
ACH transfers are typically safer than wire transfers. With ACH, funds are reversible in fraud ... read more
The Difference Between ACH Payments and Wire Transfers
As a small business owner, you have many options to send and receive payments, including ... read more
Risks Of Accepting ACH Payments; Fraud And Failures
Running a successful business requires constant vigilance when it comes to protecting your ... read more
How Does A Small Business Accept And Receive ACH Transfers?
How Does A Small Business Accept And Receive ACH Payments? Businesses and individuals use ACH read more
Are ACH Payments Safer Than Credit Card Payments?
ACH payments are safe and secure because they're guaranteed to go through once the process is ... read more
How To Accept Online Payments In 2022
How To Accept Online Payments / Online Payment Processing for E-Commerce Businesses in ... read more
Can You Make ACH Payments for Free?
The Automated Clearing House (ACH) offers many financial benefits over other payment options. ... read more
7 Steps to Set Up ACH Payments for Your Business
ACH offers a wealth of benefits for small business owners, and has become an increasingly ... read more
ACH vs Credit Card
One of the most important decisions a small business owner must make is how they are going to ... read more
Merchant Account vs Payment Gateway
A merchant account processes payments for goods or services sold to customers whereas a payment read more
ACH Chargebacks
ACH chargebacks and disputes can be a major headache for small and medium-sized business ... read more
What Information Is Needed to Receive an ACH Payment?
Every business needs a quick way to send and receive money. Paper checks have been replaced by ... read more
Accept ACH Payments and Transfers Instantly
ACH payments are processed in batches and typically take 1-3 business days to process. Same-day read more
Are ACH Payments or Transfers Safe?
If you do encounter any fraud or ACH errors, then you are protected under federal law. However, read more
What Is an ACH Credit Payment?
When you are processing an ACH transaction, you are sending or receiving electronic payment ... read more
Benefits of ACH Payments for Businesses
There are numerous benefits of using an ACH payment system. In this article, we discuss any ... read more
ACH Payment Fees: How Much Does ACH Cost?
One of the biggest benefits of Automated Clearing House payments (ACH payments) for small ... read more
How Do ACH Payments Work?
As a small business owner, any work you do to lower costs and increase growth is time well ... read more
Accept ACH Payment Processing Online
With ACH, you will save more money per transaction than a credit card, debit card, or wire ... read more
The Differences Between A Cash Discount, Surcharge, And Convenience Fee
Back in May, I wrote an article explaining what cash discounting programs were. But since then, read more
How Does ACH Payment Processing Work
As a business owner, you know that offering a range of payment methods increases your chances ... read more
What is An ACH Debit? ACH Bank Transfers
When you read about ACH, you will often hear about ACH debit, but what is it exactly? In this ... read more
What are ACH Payments?
One of your chief goals as a business owner is strong business growth, and that requires ... read more
Integrated vs Non-Integrated Credit Card Processing
Sometimes in the industry, we forget that most people do not understand its jargon. One prime ... read more
What is an ACH Credit Transaction?
Each year, more and more businesses take advantage of ACH transactions for faster payments and ... read more
Understanding the Payment Processing Time for ACH Transfers
As a small business owner, you know there is nothing quite like the feeling of a successful ... read more
How Your Non-profit Can Accept ACH Payments
As a non-profit organization, your success lies in receiving donations. There are many types of read more
Recurring ACH Payments: How To Set Them Up
For any business looking to simplify their collections process and reduce the amount of time ... read more
How To Incentivize Your Customers To Pay By ACH Payments
As a business owner, you can offer a wide range of payment options to increase sales and ... read more
The Ultimate Guide To ACH Payment Processing For Small Businesses
For a thrifty business owner, using the best available payment methods to improve your bottom ... read more
A Guide To Electronic Payments And Their Differences: EFT, ACH Payments, And Wire Transfers
In this article, we'll cover the common type of electronic payments method, from EFT, ACH, and ... read more
The Important Ways Customer Loyalty Programs Can Impact Your Small Business
A simple customer loyalty program improves customer retention, boosts sales and profits, and ... read more
How Your Restaurant Can Find The Perfect Merchant Service Provider
Finding a merchant service provider for your restaurant is key to your success. Learn all the ... read more
Why Your Business Should Work With A Contactless Payment Company
You may have seen or heard about contactless payment systems and wondered if they would help ... read more
What Is a Good Credit Card Processing Rate?
Credit card processing rates can be a confusing topic for many business owners. What is a ... read more
What Are Omnichannel Payments? See How Integrated Payments Can Improve Your Sales
Have you heard of “omnichannel payments” and wondered what the term means? This system is an ... read more
How Long Does An ACH Payment Take? A Guide To Payment Transfers And Processing Timing
ACH payments are a smart payment processing option for businesses who need secure, recurring ... read more
How Your Business Can Score Higher Profits When Accepting Credit Card Payments
Trying to find out where you cut costs on your processing fees? Understanding what a specific ... read more
Searching For A Credit Card Processing Company? Here Are 14 Questions To Ask Them
When your business is searching for a new payment processor, learning what questions to ask ... read more
The Top Ways Your Gateway Could Become Compromised (And How You Can Protect Yourself)
The ugly truth is every business that accepts payments via credit, debit card, or ACH is the ... read more
Looking For B2B Credit Card Processing Options? Here Are Your Options
You may be looking to update your company’s B2B credit card processing to make your payment ... read more
How To Make It Easy For Your Business to Accept Online Payments
If you’re looking for the single best way to take payments online, the short answer is that ... read more
Payment Gateway vs. Payment Processor
Payment Gateway vs. Payment Processor: What's The Difference? If you're a business owner, ... read more
All You Need To Know: A Guide To The Best Invoicing Practices For Small Businesses
If you run a small business, invoices are your best friend. You can reduce billing errors for ... read more
Automated Billing Systems: An Overlooked Method For Business Growth
One of the key challenges that small businesses face is their employee’s decrease in ... read more
How to Accept ACH Payments Via Your Bank Account Or QuickBooks
See What Options Your Business Can Use To Accept ACH Payments Through Your Bank Account Or ... read more
Is E-Check Payment Processing Replacing Credit Card Transactions For Merchant Accounts?
With E-Check Payment Processing Available For Merchant Accounts; Credit Card Transactions Are ... read more
Is It Okay To Surcharge Customers On Credit Card Transactions?
There’s a lot of debate over whether or not it’s okay or not for a business to surcharge ... read more
Why You’ll Never Get 1% On Credit Card Processing Rates
One of the most common questions we get from a customer is why their credit card processing ... read more
3 Payment Processing Deals That Are A Lie
Ever hear an offer that’s suspiciously too good to be true? It’s pretty standard to hear a lot ... read more
What Is PCI Compliance And Why Is There A Fine?
PCI Compliance is an often misunderstood part of having a merchant account. You’re probably ... read more
Understanding The Fees On Your Processing Statement
Ever look at your processing statement and wonder what all those fees are? You’re probably ... read more
Interchange Plus, Flat Rate, And Tiered Pricing: How Your Processing Costs Are Determined
We’ve covered how processing works in the past, and gone over some of the ways processing rates read more
How Payment Processing Should Integrate With Your Business Tools
Do you ever feel like people try to put your business in a box? In payment processing ... read more
What’s The Right Shopping Cart For Your Online Store?
If you ever want to feel overwhelmed the easiest way to do it is to look at all the available ... read more
Why Credit Card Processing Is More Than A Bill
Have you ever looked at a processing statement and thought about what it represents? ... read more
How Your Business Can Avoid Losing Money From Credit Card Fraud
There’s been a surprising amount of credit card fraud happening lately. As a business, it can ... read more
Avoid Paying Non-EMV Fees From Credit Card Processors
Today we want to bring attention to a specific issue that could affect your business. ... read more
Solving Payment Processing Issues When You Run A Multi-location Franchise
Having a multi-location franchise is a fantastic thing. It means your business is growing and ... read more
How to Solve Splitting Up Multiple Payments as a Project-based Business
Do you run a project based business that requires a down payment and final billing at a later ... read more
How to Avoid Your Rates Rising When Using a POS and Payment Processing Solution
Retail sales can be hard, especially when you have to consider the cost of a point of sale ... read more
Point of Sale and Payment Processing: How Can They Work Together?
Nothing can be more frustrating than trying to run your point of sale system through a separate read more
Practical Ways Your Business Can Be PCI Compliant
I’ve talked a lot about PCI Compliance on this blog, primarily because it impacts all of our ... read more
Should I Be Using a Payment Gateway or a Virtual Terminal?
Selecting the right payment processing solution can be confusing. One of the most common ... read more
Should My Business Have a Loyalty Program?
Everyone loves feeling like they’re in on an exclusive deal, so why not offer a loyalty program read more
Should My Business Take EBT?
EBT stands for “Electronic Benefit Transfer”, and is just another form of payment, so why ... read more
Should Your Business Take PIN-Based Debit?
Do you know the difference between signature or PIN debit transactions? Debit cards are ... read more
Next Day Funding for Merchants: What Does It Cost?
They say patience is a virtue, but waiting for money to be deposited into your merchant account read more
The Danger of Confusing Debit and Credit Card Processing
Debit cards and credit cards are often misunderstood to be the same thing, but in regards to ... read more
How Your Non-Profit Can Accept Donations Through Facebook
Fundraising is the lifeblood of all non-profits, and contributions are necessary to continue ... read more
Why Your Small Business Should Never Key in a Chip Card
A lot of small businesses are still struggling with the chip cards that came out a couple of ... read more
Are Chip Cards Vulnerable to Theft?
It’s been over a year since the EMV liability shift was pushed onto merchants for theft, in ... read more
How to Take Secure Payments as an E-Commerce Store
Owning an E-Commerce site is wonderful, isn’t it? You don’t have to worry about opening and ... read more
How to Avoid PCI Non-Compliance Fees
Whether you received an email notification from your processor, or noticed unfamiliar fees on ... read more
PCI Compliance and Security for the Holidays
As 2016 comes to a close and the Holiday season is upon us, we wanted to go over some key ... read more
How to Find a Trustworthy Credit Card Processor
If you read our previous blog, you know small business owners don’t like credit card ... read more
Why Small Businesses Shouldn’t Hate Credit Card Processing
If you mention credit card processing, you’ll often elicit groans and possible rage from ... read more
What to Look for in a Payment Gateway Provider
The future is bright for online stores! Technology keeps evolving rapidly, making it easier ... read more
Payment Processing Price Points You Shouldn’t Overlook
Who loves looking over their payment processing rates? Researching and trying to find a ... read more
How Long Does it Take Funds to Be Deposited in My Merchant Account?
It’s one of the first questions asked by merchants. “How long does it take for funds to be ... read more
Chargeback Prevention Services: Are They Necessary for Small Business Owners?
We talked about chargebacks previously, but there’s a subject that appeared lately known as ... read more
5 Reasons Why Small Businesses Are Declined for Credit Card Processing
So you’re in the market for a new credit card processing company, and you’ve found a good ... read more
Best Practices in Avoiding Fraud for a E-Commerce & Mail/Order Merchant
The percentage of fraud that happens with credit cards is enough to give a small business owner read more
The Single Best Hiring Advice We’ve Ever Heard
2016 has been a huge year for hiring employees at BNG. Within the last month, we brought on ... read more
What is a Personal Guarantee & Why You Need to Sign it for Credit Card Processing
The worst roadblock merchants have to overcome when they want to work with a credit card ... read more
Important Clearent Notice
Dear merchant, As you know, our industry of merchant card processing is ever changing and very read more
Future Changes In Merchant Processing
Dear Merchant, As you know, our industry of merchant credit card processing is ever changing ... read more
Future Changes In Merchant Processing-2016
Dear merchant, As you know, our industry of merchant card processing is ever changing and very read more
8 Ways Your Small Business is Cheated by Credit Card Processors
The credit card processing world is full of broken promises. Credit card processors can pledge ... read more
Why Your Business Should Reconsider Accepting American Express as a Payment Type
There has been an awakening! The world has been flipped upside down. If you saw ... read more
Why Running a Higher Dollar Transaction Affects Slows Your Deposits Down
There’s nothing better than getting paid and seeing that wonderful sight of a full ... read more
2 Vital Reasons To Keep Your Receipts For Your Small Business
Chances are, no matter what kind of business you own, you have to deal with ... read more
3 Best Practices To Keep Your SMB PCI Compliance Friendly
How many of you have heard of PCI Compliance? And how many of you are filled with ... read more
The Facts Of Life About Processing Checks Electronically
We need to talk about electronic checks for a moment. As much as our world has ... read more
3 Aspects of Payment Processing Rates Your Small Business Needs to Know
We’re pulling back the curtain on our industry, and discussing credit card processing ... read more
Should My Small Business Take American Express?
American Express (or lovingly referred to as AmEx), has been marked as a ... read more
Questions Your Business Should Ask When Looking For A Credit Card Processor
If you’re joining the competitive world of processing credit cards, it can be a bit ... read more
4 Types Of Credit Card Fraud and How Your SMB Can Avoid Them This Holiday Season
Happy Holidays! With Black Friday over, and Christmas just around the corner, this is a busy read more
Square Vs Phone Swipe Round 2
It’s time for a reboot! If Hollywood can reboot a series that just got a reboot, then we can ... read more
5 Credit Card Myths That Are Totally Busted!
As we’ve previously discussed, there are several benefits to accepting a credit card for small ... read more
3 Secrets of Success From A Small Business Owner
There are some lessons that only come with age and experience. On October 26th I had the ... read more
Credit vs Debit: What Swiping A Card Means To Your Business
You’ve probably noticed the credit vs debit on your card readers and wondered “What does that ... read more
3 Stellar Reasons Why Your Business Should Take Credit Cards
Since they first appeared in 1950, credit cards have been growing globally in use. They are a ... read more
2 Ways To Overcome Economic Challenges As A Small Business Owner
There are some lessons that only come with age and experience. On October 26th I had the ... read more
3 Dangerous Payment Processor Practices That Your Small Business Needs To Know
Banks usually are ill-equipped to help, and you should trust a processor. Just because a ... read more
Buy or not to Buy? (Should You Lease Your Credit Card Terminal Or Buy)
We’re going to get down and dirty today with math (the amount of enthusiasm is overwhelming), ... read more
What Merchants Need To Know About Debit Card Rates
When you’re talking a processor, normally merchants only focus on the cost of their credit card read more
Death, Taxes, and Interchange Rates: Understanding The Role They Play In Your Small Business
“In this world nothing can be said to be certain, except death and taxes” (Benjamin Franklin). ... read more
Why You Shouldn’t Trust a Bank to Be Your Processor
Banks have become known as a necessary evil in our society, despite providing a valuable ... read more
4 Things Your Small Business Needs to Understand About Credit Card Processing Fees
"And now you can throw money directly into the garbage, for a small fee" Jim Gaffigan. For ... read more
![The Inconvenient Truth About EMV And What Your Small Business Ought To Know About This Liability Shift [part #5]](https://www.bngpayments.net/wp-content/uploads/2016/10/The-Inconvenient-Truth-About-EMV-And-What-Your-Small-Business-Ought-To-Know-About-This-Liability-Shift-part-5.jpg)
The Inconvenient Truth About EMV And What Your Small Business Ought To Know About This Liability Shift [part #5]
Liability, terrifying merchants since it was first been mentioned in the EMV movement. The ... read more
5 Types Of Not Worksafe Halloween Costumes
Fall is in the air, which means Halloween is just around the corner! While there are some ... read more
![The Best Places Your Small Business Can Buy EMV Equipment And What Price To Expect [Part #4]](https://www.bngpayments.net/wp-content/uploads/2016/10/The-Best-Places-Your-Small-Business-Can-Buy-EMV-Equipment-And-What-Price-To-Expect-Part-4.jpg)
The Best Places Your Small Business Can Buy EMV Equipment And What Price To Expect [Part #4]
Now that we’ve covered who EMV does not apply to, we’ll dive into where you can buy EMV ... read more
![How To Know If EMV Really Applies To Your Small Business Or Bar-Restaurant [Part #3]](https://www.bngpayments.net/wp-content/uploads/2016/10/How-To-Know-If-EMV-Really-Applies-To-Your-Small-Business-Or-Bar-Restaurant-Part-3.jpg)
How To Know If EMV Really Applies To Your Small Business Or Bar-Restaurant [Part #3]
As much pressure as there is for every merchant and their brother to purchase EMV terminals and read more
![Facts Your Small Business Needs To Know About EMV and Credit Card Processing [Part #2]](https://www.bngpayments.net/wp-content/uploads/2016/10/Facts-Your-Small-Business-Needs-To-Know-About-EMV-and-Credit-Card-Processing-Part-2.jpg)
Facts Your Small Business Needs To Know About EMV and Credit Card Processing [Part #2]
Alright, now that everyone has calmed down after the first blog (at least we hope you ... read more
![Why Your Small Business Can Stop Panicking About The EMV Deadline [Part #1]](https://www.bngpayments.net/wp-content/uploads/2016/10/Why-Your-Small-Business-Can-Stop-Panicking-About-The-EMV-Deadline-Part-1.jpg)
Why Your Small Business Can Stop Panicking About The EMV Deadline [Part #1]
In the wake of the October 1st deadline, a lot of people are panicking over EMV upgrades and ... read more
4 Lessons We Learned That Helped Us Win Top 2 In North Dakota On The Inc. 5000
BNG Holdings Inc. was awarded the #2 fastest growing company in North Dakota, by Inc. 500, and ... read more
5 things EMV chip technology means to your business’ credit card processing and why not to panic
Do not panic, EMV is not something to be losing sleep about. EMV is the new security standard ... read more
BNG Gateway: The best all-in-one tool for payments processing.
BNG’s Payment Gateway has multiple ways for you to take payments, which are all searchable and ... read more
BNG Team – Payment Solutions & So Much More…
BNG Team can offer so much more to your business than just Payment Solutions. BNG Team is your ... read more
Free iPad POS
Could you use a Free iPad POS. We are giving out a new Apple iPad, our encrypted Phone Swipe ... read more
Revel – iPad POS Solution
The NCR Silver can use a cash drawer, scanner, and receipt printer operating similarly to a ... read more
Surcharging Your Customers Credit Card Transactions
The ins and outs of surcharging your customers for credit card transactions. Read more to ... read more
Point of Sale Systems Are they really worth it?
Are Point of Sale (POS) Systems worth it? The short answer is, it depends… Read more to ... read more
EMV in the US: When do you need to be ready?
We have done our best to break out what is going on with EMV (chip + pin and chip + signature) ... read more
Hair Salon Credit Card Processing
BNG offers many credit card processing solutions tailored to hair salons. read more
Square vs Phone Swipe Review – Credit card processing on your iPhone, Android smartphone or iPad.
The following post is an “Apples to Apples” comparison of Phone Swipe and Square. They are ... read more
Why the BNG Gateway is better than Authorize.net and PayPal for Software/Web Developers and Merchants
The BNG Payment Gateway is an online processing gateway built from day one to be a better ... read more
Tigerpaw User Conference 2012
Learn more about the new Tigerpaw customer portal by stopping by the BNG Holdings, Inc. both ... read more
The 10 Costliest POS Restaurant System Buying Mistakes Business Owners Make
If you are thinking about implementing a new POS Restaurant System, there are some very crucial read more
How Restaurant Cash Register Software Can Help End Errors At Point Of Sale
Here's a simple cash register software solution for all restaurant and bar owners who want to ... read more
This Common Liquor Store Software Mistake Will Slowly Drain Your Profits
If you're like most liquor store owners, you got into selling frothy alcoholic beverages ... read more
2011 Tigerpaw User Conference
Stop by the BNG Holdings, Inc. both during the 2011 Tigerpaw User Conference to enter to win a ... read more
New website for Fargo area credit card processor.
BNG Holdings, Inc. North Dakota's most trusted credit card processing company released their ... read more
Tigerpaw BNG Payment Gateway Integration
Tigerpaw has integrated payment processing with BNG Holdings' new BNG Payment Gateway, a truly ... read more
BNG Payment Gateway And Swipe Software Unveiled Fargo, ND
Have you ever wanted to run credit card transactions through your computer, but didn't need all read more