Payments Blog

The Truth About Mobile POS Stations in Restaurants
The time of the smaller point-of-sale systems is upon us! iPad systems are becoming more popular, and the popularity of mobile point-of-sale stations has continued to leave an impact on the restaurant industry. But just because it’s trending, doesn’t mean it’s the right solution for your busin...
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Best 2022 Guide to Credit Card Processing for Nonprofits
Just like for-profit businesses, every nonprofit can also benefit from a reliable payment processing system to accept online transactions and credit card payment donations....
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A Guide to Wireless Credit Card Payment Processing
Wireless processing is ideal for many business types that do not have fixed locations, but need a credit card reader, like delivery or repair services....
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How to Compare Credit Card Processing Companies
The more you compare credit card processing companies, the better you can negotiate a better rate while meeting the specific payment needs of your business. Answer these questions when considering a provider....
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How to Mitigate Credit Card Payment Risks 
As a small business owner, you are especially vulnerable to credit card payment threats. You can take several steps to protect yourself from credit card payment risks....
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Why Have a Processing Fee: The 8 Keys To Making Sense of Our Fees
Processing fees are a standard business practice, but it can be challenging to understand their reasoning. Some people believe processing fees are too high and should be eliminated. Others feel that they're necessary for the bank to cover their costs. Have you ever wondered why credit card companies...
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How To Calculate Total Credit Card Processing Fees
Finding your effective rate is the first step. First, get your credit card statement. Then divide the total processing fee by the percentage of monthly sales paid by credit cards. The outcome is your effective rate.    Calculate Credit Processing: Mistakes Need To Avoid  Many people don't think...
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Tiered Pricing Merchant Accounts for Credit Cards
A bank account allows businesses to accept payments by credit or debit card. The account is set up through a payment processing company, an intermediary between the bank and the business.   It is a pricing model used by payment processors in which rates are based on the total monthly sales volume ...
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Master Your Credit Card Merchant Account With Flat Rate Pricing
A credit card merchant account is a contract between you and your bank that allows you to accept credit cards for goods or services. It's essential to have a merchant account that offers flat-rate pricing, which means you're charged a single, fixed percentage fee for every transaction. This type of ...
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How You Can Find Business Savings with Your Credit Card Effective Rate 
If you run a small or medium-sized business, you know that every business cost you pay directly affects your profit. The more you know where and how to lower costs, the more money you make. One way to keep your monthly costs down is by lowering credit card transaction costs....
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Average Credit Card Processing Fees in 2022
A credit card transaction fee is a percentage per transaction and a flat fee per transaction. The current average is 2.65% plus $0.10. Prices will vary depending on the entities involved, the pricing model you choose, and other surrounding factors....
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What is Interchange-Plus Pricing for Credit Card Processing?
Interchange-plus pricing is a type of credit card processing pricing that helps small business owners understand the costs of processing credit cards. Having a clear understanding of costs from all credit card associations and your credit card processor helps business owners avoid paying unnecessary...
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How Credit Card Transaction Processing Works
The entire process for credit card processing is a multi-step process between numerous entities. Still, approval for a customer order happens in a matter of seconds. All in all, the entire settlement process takes a few days. This article lays out each entity and each step in the process. ...
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What You Need to Know about ADA Compliance for POS Systems
The Americans with Disabilities Act (ADA) requires compliance for POS systems so businesses can accommodate those with disabilities....
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The Key Features of a Point-of-Sale System
Before implementing a POS, explore their many features and pick the best option for your business....
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14 Ways a Point-of-sale System can Benefit Restaurant Employees
A point-of-sale system can help your restaurant reduce financial losses while providing other benefits for employees....
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Can You Have a Point-of-sale System and Merchant Services from Different Companies?
 Explore the pros and cons of having your point-of-sale system and merchant services from different companies....
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How to Utilize Cloud Computing with your Point-of-Sale System
A POS system based on cloud computing software abilities opens the door for users with multiple storefronts, both in-person and online, to compile essential data on transactions, inventory, labor, productivity, and much more all in one secure, accessible place....
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How to Report Credit Card Fraud as a Merchant
This article explains types of credit card fraud and provides steps for what to do, as a merchant, if you suspect credit card fraud....
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Are your Customers’ Payments Secure?
This article examines why cybersecurity measures are vital to your business and offers ways to better secure your business....
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How your POS System can Fully Integrate with Business Operations
With an integrated POS system, data is automatically collected without spending additional time and manpower. Business owners and employees can instead focus their attention on daily operations and utilize the insights of an integrated POS system to save time, energy, and resources....
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How to Accept Credit Card Payments Without a Merchant Account
A business needs a payment service provider, also known as a third-party payment provider, payment facilitator, or processing aggregator, to take credit card payments without a merchant account....
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What is a Merchant Account for Businesses?
A merchant account is a bank account that receives electronic transactions such as credit card payments, debit card payments and ACH payments. It’s required for any business that offers online payments because it is the only way these funds can be received....
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Five Tips for Offsetting Credit Card Processing Fees
It's hard enough to make a profit when you're running an online business. The last thing you need is high credit card processing fees eating into your bottom line. Luckily, some things can be done to keep those costs down, so they don't eat away at your profits. This blog post will cover five tips [...
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Can You Negotiate Your Credit Card Processing Fees?
We live in a world where everything is negotiable. Whether it be the price of an item at your local grocery store or the cost of your monthly mortgage, there are always opportunities for negotiation.So why should you have to pay exorbitant credit card processing fees? Read below to find out more abo...
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Questions To Ask When Buying Credit Card Processing for Your Franchise
Are you a franchise owner? If so, then you know that running your business is hard enough. So why add the headache of figuring out how to accept credit cards for your company when it can be done with ease? Before we dive in, it is essential to note that many factors should be considered […]...
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How to Optimize Credit Card Processing for Law Firms
Credit card processing for law firms is a complex and confusing process. There are many different credit card processors to choose from, and each one has its own set of requirements and fees. A lawyer could spend hours researching the best card processor for their business before they even get start...
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5 Ways a POS System Increases Revenue
A point-of-sale system can help business owners turn stressful systems and manual processes into profit margins, customer retention, and lowered inventory costs for increased revenue....
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How to Accept Credit Card Payments for Your Small Business
Accepting credit card payments is an excellent way for businesses to increase their revenue. With this informative guide, you'll learn in four steps how any small business can start accepting credit card payments....
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 How To Accept Credit Card Payments Without a Merchant Account
When starting a new business, it can be challenging to get the finances in order. One of the things that many companies want to do is accept credit card payments on their website. However, they don't know how to go about doing this without having a merchant account. This blog post will discuss some ...
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